4. OUR PRIVACY POLICY @ January 1st 2009
4. OUR PRIVACY POLICY @ January 1st 2009
Disciplined, is fully committed to protecting your privacy when you are using our website. We will not disclose information about our customers to third parties except where it is part of providing a service to you - e.g. arranging for a product to be sent to you.
4.1 PayPal Payments
Our website uses the PayPal service to process transactions. We believe this to be the safest way to handle financial transactions. As it is a third party site, they have their own terms and conditions. We have, however, got a brief overview of them. We recommend that you visit their own website to view the full terms and conditions as set out by them. CLICK HERE
In
order to operate the PayPal service and to reduce the risk of fraud,
PayPal (Europe) S.à r.l. & Cie, S.C.A. ("PayPal" or "we"), the data
controller, must ask you to provide information about yourself and your
credit or debit card and/or bank account. By consenting to, and
agreeing the terms of, the Privacy Policy, you also expressly consent
and agree to PayPal processing your data in the manner set out in
PayPal Privacy Policy. This Privacy Policy describes the information we
collect and how we use that information. PayPal takes the privacy of
your personal information very seriously and will use your information
only in accordance with the terms of this Privacy Policy. PayPal will
not sell or rent your personally identifiable information or a list of
our customers to third parties. However, in order for us to offer our
services to our users; to enhance the quality of its service from time
to time; and to protect the interests of our users, we will in limited
circumstances and as further described in more detail throughout this
policy, share some of your information with third parties under strict
restrictions. It is important for you to review this Privacy Policy.
This Privacy Policy applies to all services that are hosted on the
PayPal website.
By accepting the PayPal Privacy
Policy and User Agreement in registration, you expressly consent to
them using and disclosing your personal information and direct them to
do so in the manner described in their Privacy Policy. This Privacy Policy is incorporated into and subject to the terms of the PayPal User Agreement.
Your
privacy is important. Please note that by accepting the PayPal Privacy
Policy, you consent to your personally identifiable information being
stored and processed on their parent company's (PayPal Inc) computers
in the United States, as set out in the section entitled, "Disclosure
to Third Parties Other Than PayPal Customers" on the PayPal website.
The laws on holding personal data in the United States may be less
stringent than Luxembourg laws but as explained in full on the PayPal
website, PayPal will hold and transmit your personal information in a
manner designed to ensure its security. If you disagree with the terms
of Privacy Policy, please do not register for nor use the PayPal
service.
4.2 Notification of Changes
Disciplined, from time to time, might modify or change or amend the terms and conditions. Whenever this happens, the modified version will be posted on our website with a revision date.
PayPal and other third party sites may also update their terms and conditions. It is recommended that you visit their websites in order to remain up to date.
4.3 Consent
Disciplined will not sell your name, address, e-mail address, or any other personal information to any third party without your permission. Whenever we think there is a need to pass on information, we will contact you first and wait for permission to do so.
4.4 Communication
We use email as our primary source of communication. We will not pass your email address on to any third party without your prior consent. We may also from time to time email you regarding our products and/or other information unless you specifically request us not to do so.
4.5 Cookies
A cookie is a small data file that is temporarily stored by your browser on your computer's hard drive. www.be-disciplined.com uses a number of cookies to operate. We may from time to time use these cookies to help us with monitoring site usage for the purposes of market research. Cookies may be disabled manually. To do this, please consult your Internet browser help section
4.6 3RD Party Sites
Some pages on the Disciplined website include links to third party websites. These sites are governed by their own privacy statements, and we are not responsible for their operations, including but not limited to their information practices. Users submitting information to or through these third party websites should review the privacy statement of these sites before providing them with personally identifiable information.
4.7 Your Information
The information that Disciplined collect from you will be processed and stored at a destination inside the European Economic Area ("EEA"). Such processing may, for example, be required in order to fulfill your order, process your payment details or provide support services.
Unfortunately, the transmission of information via the Internet is not completely secure. We will do our best to protect your personal data, but cannot guarantee the security of data transmitted to our site via PayPal; any transmission is at your own risk. Once we have received your information, we will use the strictest procedures and security features to try to prevent unauthorized access.
4.8 Financial Information
Finical information will only be used to process transactions and will be destroyed once payment is confirmed
Our website uses the PayPal service to process transactions. We believe this to be the safest way to handle financial transactions online. As it is a third party site, they have their own terms and conditions. We have, however, got a brief overview of them. We recommend that you visit their own website to view the full terms and conditions as set out by them. CLICK HERE
4.9 Required Information
In
order to open a PayPal account, you must provide PayPal with your name,
address, phone number, and email address. In order to make certain
payments through PayPal, you must provide credit card, debit card or
bank account information. PayPal require you to choose two different
security questions to answer (such as your city of birth or your pet's
name). This required information is necessary to process transactions,
issue a new password if you forget or lose your password, protect you
against credit card fraud and current account fraud, and to contact you
should the need arise in administering your account.
PayPal
will also require your national insurance number or other commercial
and/or identification information if you send or receive certain
high-value transactions or high overall payment volumes through PayPal
or as is otherwise required in order to comply with our anti-money
laundering obligations.
4.10 Transaction Information
When
you use PayPal to send money to someone else or request money from
someone else, PayPal will ask you to provide information related to
each transaction, consisting of the amount of the transaction, the type
of transaction (purchase of goods, purchase of services, or simple
money transfer ("quasi-cash")) and the email address, Skype ID or phone
number of the third party. PayPal retain this information for each of
your transactions through their service. PayPal also collect the
Internet address (IP address) and other identifying information about
the computer or device you use to access your PayPal account, in order
to help detect possible instances of unauthorised transactions.
4.11 Information About You From Third Parties
In
order to protect all our customers against potential fraud, PayPal
verify the information you provide with bank processors listed in the
table under the section "Disclosure to Third Parties Other than PayPal
Customers" on their website. In the course of such verification, PayPal
receive personally identifiable information about you from such
services. In particular, if you register a credit card or debit card
with them, they will use card authorisation and fraud screening
services to verify that your card information and address match the
information that you supplied, and that the card has not been reported
as lost or stolen.
If you send or receive high overall payment
volumes through PayPal, in some circumstances they will conduct a
background check on your business by obtaining information about you
and your business from a credit bureau or a business information
service such as Dun & Bradstreet, as listed in the table under the
section entitled, "Disclosure to Third Parties Other than PayPal
Customers". If you incur a debt to PayPal, they will generally conduct
a credit check on you by obtaining additional information about you
from a credit bureau, to the extent permitted by law. PayPal, at its
sole discretion, also reserves the right periodically to retrieve and
review a business and/or consumer credit report supplied by such credit
bureau for any account, and reserves the right to close an account
based on information obtained during this credit review process.
4.12 Additional Verification
If
PayPal cannot verify the information that you provide, or if you
request a withdrawal by cheque to an address other than your verified
credit card billing address, PayPal may ask you to send additional
information by fax (such as your driving licence, credit card
statement, and/or a recent utility bill or other information linking
you to the applicable address), or to answer additional questions
online to help verify your information.